Privacy Policy

1 Introduction

Welcome to Virani Insurance ("the Website"). This Website is owned and operated by Virani Insurance Agency, an independent insurance advisory and agency website serving customers and prospective customers.

This Website provides information about life insurance, protection, wealth creation, savings, retirement and other insurance solutions offered through authorized insurance partners.

This Privacy Policy explains how we collect, use, disclose and safeguard your information when you visit this Website, submit an inquiry, request a quote, contact us or interact with advertisements operated through platforms such as Google Ads and Meta (Facebook/Instagram).

By using this Website, you agree to the terms of this Privacy Policy. If you do not agree with this policy, please do not use the Website.

2 Agency Details

Insurance is the subject matter of solicitation. Please read the product sales brochure and policy wording carefully before concluding a sale. Products are underwritten by the respective insurance company.

3 Information We Collect

3.1 Information You Provide Directly

When you fill out a contact form, request a quote, request a callback or contact Virani Insurance, we may collect information such as:

• Full name
• Phone number
• Email address
• City or location
• Date of birth or age
• Insurance plan or product of interest
• Details relevant to your insurance requirements, such as income bracket, coverage requirement or existing policies, where voluntarily provided

3.2 Information Collected Automatically

When you visit the Website, certain information may be collected automatically through cookies and similar technologies, including:

• IP address and approximate location
• Browser type and device information
• Pages visited and time spent on the Website
• Referral source
• Interactions with advertisements
• Clicks and conversions

3.3 Information from Advertising Platforms

Virani Insurance may use advertising platforms such as Google Ads and Meta Ads (Facebook/Instagram). These platforms may use cookies, pixels or similar tracking technologies to:

• Measure advertising performance and conversions
• Understand how visitors interact with advertising campaigns
• Support remarketing and retargeting activities
• Create advertising audiences based on interactions with the Website

Google and Meta may collect and process information according to their respective privacy policies.

4 How We Use Your Information

Information collected through this Website may be used to:

• Respond to your inquiries about insurance products
• Provide quotes, product comparisons and information
• Contact you by phone, email or WhatsApp regarding your inquiry
• Understand your insurance requirements
• Improve the Website's content and user experience
• Measure and improve advertising campaigns
• Maintain records required for business and regulatory purposes
• Comply with applicable laws and regulatory requirements

5 Sharing of Information

Your information may be shared where reasonably necessary for the purposes described in this Privacy Policy, including with:

• Relevant insurance companies, where necessary to process a quote, application or policy-related request
• Google LLC and Meta Platforms, Inc. for advertising measurement and related activities
• Service providers that help operate the Website, hosting, CRM or form-processing services
• Regulatory, government or law-enforcement authorities where required by law

6 Cookies

This Website may use cookies and similar technologies to improve functionality, understand Website usage and support advertising activities.

Cookies are small text files stored on your device. You can control or delete cookies through your browser settings.

You may also manage advertising preferences through the relevant advertising platforms.

Please note that disabling cookies may affect certain features or functionality of the Website.

7 Data Security

We take reasonable technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure or destruction.

However, no method of transmission or storage over the Internet is completely secure. Therefore, absolute security cannot be guaranteed.

8 Data Retention

Personal information may be retained only for as long as reasonably necessary to respond to your inquiry, provide requested services, maintain business records or comply with applicable legal and regulatory requirements.

9 Your Rights

Subject to applicable law and regulatory requirements, you may have the right to:

• Request access to personal information held about you
• Request correction of inaccurate information
• Request deletion of information, subject to applicable retention requirements
• Withdraw consent for marketing communications

To make a request, contact us using the contact details provided below. You may also reply "STOP" to a marketing message where applicable.

10 Third-Party Links

This Website may contain links to insurance companies, Google, Meta or other third-party websites.

Virani Insurance is not responsible for the privacy practices, content or security of external websites. Please review the privacy policies of those websites before providing personal information.

11 Children's Privacy

This Website is not directed at individuals under 18 years of age, and we do not knowingly collect personal information from minors.

12 Changes to This Policy

Virani Insurance may update this Privacy Policy from time to time to reflect changes in Website practices, services or applicable legal requirements.

Any updated version will be posted on this page with a revised "Last Updated" date.

13 Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact: